Terms & Conditions

Effective Date: July 5, 2025

Welcome to the website of Holistic Enterprise Pte. Ltd. (“Company”, “we”, “our”, or “us”), located at https://holistic‑e.com (“Site”). By accessing or using this Site, you agree to be bound by these Terms & Conditions (“Terms”). If you do not agree with any part of these Terms, please refrain from using the Site.

1. Regulatory Information

Holistic Enterprise Pte. Ltd. is a Singapore-registered company licensed and regulated by the Monetary Authority of Singapore (MAS) to provide unsecured business financing. Our services are strictly for Singapore-registered companies and business entities. We do not offer personal, consumer, or household loans.

2. Use of This Site

This Site is intended for business users only. By using the Site, you confirm that:

You are acting on behalf of a valid business or company;
The information you provide is true, complete, and accurate;
You will not use this Site for any unlawful, fraudulent, or unauthorised purpose.

We may suspend or terminate access for users who breach these Terms.

3. Loan Application & Approval

By submitting an enquiry or application through this Site:

You understand that your submission does not constitute a loan offer, pre-approval, or guarantee of financing;
All applications are subject to internal review, credit assessment, and due diligence;
Loan terms, including amount, tenure, interest rate, and fees will be set out in a formal agreement, if approved.

Holistic Enterprise Pte. Ltd. reserves the right to reject any application without obligation to provide reasons.

4. No Financial Advice

Content on this Site is for general informational purposes only. It does not constitute financial, legal, or investment advice. You should consult your own professional advisor before making any financial decisions. We do not act as your agent, trustee, or fiduciary.

5. Data Privacy & Consent

We are committed to complying with Singapore’s Personal Data Protection Act 2012 (PDPA). By submitting any form on this Site, you consent to the collection, use, and disclosure of your information for processing and service delivery purposes.

For more details, please refer to our [Privacy Policy].

6. Intellectual Property

All content, branding, designs, and intellectual property on this Site belong to Holistic Enterprise Pte. Ltd. or our licensors. You may not reproduce, redistribute, or exploit any part of this Site without prior written permission.

7. Limitation of Liability

To the maximum extent permitted by law:

We do not guarantee uninterrupted, error-free, or secure access to the Site;
We are not liable for any direct, indirect, incidental, or consequential loss from your use of the Site or reliance on its content;
We are not responsible for actions taken by third-party service providers or financial partners.

8. Third-Party Links

This Site may contain links to third-party websites for your convenience. Holistic Enterprise Pte. Ltd. is not responsible for the content, accuracy, or privacy practices of such websites.

9. Changes to Terms

We reserve the right to amend these Terms at any time without prior notice. Updated Terms will be published on this page and take immediate effect. Your continued use of the Site constitutes acceptance of the revised Terms.

10. Governing Law

These Terms are governed by the laws of the Republic of Singapore. Any disputes shall be subject to the exclusive jurisdiction of the courts of Singapore.

11. Contact Us

For any questions or concerns regarding these Terms, please contact us:

Email: [email protected]
Address: Holistic Enterprise Pte. Ltd.
3 Coleman Street, #03-24
Peninsula Shopping Complex
Singapore 179804