Holistic Enterprise — SME Lending in Singapore, Made Simple
Your trusted partner for smart SME financing & business loans in Singapore to power your working capital and growth.
Access Flexible SME Loans in Singapore Swiftly
About Holistic Enterprise
At Holistic Enterprise, we’re dedicated to making SME financing and SME lending in Singapore fast, transparent, and hassle-free. As a trusted SME lender specialising in unsecured business term loans in Singapore, we understand the challenges of running an SME in today’s fast-paced market. That’s why our mission is simple: to deliver flexible SME financing solutions that help you strengthen cash flow, seize new opportunities, and grow with confidence, no matter what stage your business is at.
Holistic Enterprise is all about empowering Singapore SMEs with smart, dependable financing and unsecured business term loans tailored to their distinctive needs.
Ready to take your business further?
Why Choose Holistic Enterprise for Your SME Lending Needs in Singapore?
Tailored SME Business Loan Solutions
Holistic Enterprise tailors each SME business loan in Singapore to fit your unique working capital and growth needs.
Fast & Simple Application
Apply online in minutes and get quick approval for a small business loan in Singapore. Our SME financing process is built for speed and ease.
No Collateral Required
Access funds without collateral. Holistic Enterprise’s SME unsecured business term loans reduce risk for small businesses.
Competitive Interest Rates
Affordable business loan interest rates with no hidden costs. Your repayment plan is calibrated to your cash flow and financial goals.
Professional Loan Consultants
An experienced and professional loan team at your service. Our team provides personalised guidance to help your business thrive.
Our team of professional loan consultants supports you through every stage of the SME business loan process in Singapore. Whether you’re applying for an unsecured business term loan or a small business loan in Singapore, we provide clear, personalised guidance to help you make the best financial decisions. As your trusted SME lender, our goal is to ensure your business thrives with dependable SME financing and sustainable growth.
Our Products — SME Business Loans in Singapore
Working Capital Loans
Keep your business running smoothly with a working capital loan designed for everyday operational needs. From covering payroll and supplier payments to managing unexpected expenses and emergency costs, our business loan in Singapore offers you the financial stability to handle operational costs with confidence.
Business Expansion Loans
Fuel your next stage of growth with flexible funding built for industrious businesses. Our easy-to-apply business expansion loans are designed to help you bring your future-focused expansion plans to reality. Now you can grow your operations, enter new markets, or invest in new assets with an affordable unsecured business term loan.
Invoice Financing
Invoice financing allows you to unlock cash tied up in unpaid invoices. Instead of waiting for customers to pay, you can get immediate access to funds, improving your cash flow and allowing you to reinvest in your business. This is an excellent solution for businesses with long payment cycles or seasonal fluctuations.
Equipment Financing
Investing in new equipment can be costly, but it’s essential for staying competitive. Our equipment financing options enable you to purchase or lease the machinery and technology you need without straining your budget. Benefit from the latest advancements and keep your business at the forefront of your industry.
Client Testimonials
FAQs About Business Loans in Singapore
What makes Holistic Enterprise a reliable SME lender in Singapore?
Holistic Enterprise is a trusted SME lender in Singapore, supporting over 175 SMEs and facilitating more than S$3.5 million in small business loans in Singapore to date. With Singpass and DocuSign integration, our seamless digital process ensures fast loan approvals, typically within 4 to 6 working days, allowing you to access urgent financial support without delay.
What types of SME loans in Singapore do you offer for small businesses?
Our SME lending in Singapore comprises two types of unsecured business term loans — working capital loans for covering operational expenses and business expansion loans for enterprising companies ready to grow their operations, enter new markets, or invest in new assets.
These very offerings are also specifically designed to function as ideal business loans for startup companies. The business loan benefits often attract many entrepreneurs seeking to grow and elevate their businesses.
Do you offer unsecured business term loans for SMEs?
Yes, we offer unsecured business term loans to SMEs. There is no need to pledge any assets as collateral when applying for our small business loans in Singapore.
Who is eligible to apply for an SME business loan in Singapore with you?
Any business (i) registered as a sole proprietorship, partnership, or private limited company in Singapore and (ii) has at least 6 months of operations is eligible to apply for an unsecured SME business loan in Singapore with us.
What’s the difference between SME financing and SME lending in Singapore?
SME lending in Singapore refers to the lending of funds, such as SME business loans, provided by SME lenders like Holistic Enterprise. This involves repayment with interest over a fixed term.
SME financing encompasses a range of methods for businesses to raise funds. Besides getting an SME loan in Singapore, enterprises may seek funding through equity financing, government grants, crowdfunding, and venture capital.
Do you support startups with small business loan options?
Yes, we offer small business loans and SME loans in Singapore catered specially to startups.
Can I apply for a business loan in Singapore entirely online?
Yes, you can. We adopt Singpass and DocuSign integration to support seamless online applications. Our digital process ensures fast loan approvals, typically between 4 and 6 working days.
What industries are you most familiar with as an SME lender?
As an established SME lender, we’ve worked with a wide range of companies across many industries in Singapore. From retail and F&B to logistics and technology, our experience spans multiple sectors.
What is the typical approval time for an SME business loan in Singapore?
Our business loan process usually takes 4 to 6 working days.
Why is Holistic Enterprise a preferred choice for SMEs seeking business loans in Singapore?
Unlike traditional business loans that are fraught with collateral requirements, cumbersome processes, and long wait times, our SME business loans in Singapore are fast, affordable, and collateral-free. The entire loan application process can be done online, anytime, anywhere.
We also designed our services to be ideal business loans for startup companies.