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Recent blog posts
Empower SME growth with flexible, personalised financing from Holistic Enterprise
As SMEs navigate operational demands and growth ambitions in Singapore, solutions that support financial stability are crucial. Whether in construction, healthcare, IT or any other industry in Singapore, small and
ECF, SINDA, MBMF, CDAC Contribution Rate Guide 2026
Key Takeaways CDAC, MBMF, SINDA, and ECF are monthly community fund deductions applicable to eligible employees in Singapore based on ethnicity, religious/community group, and wage band. Contribution rates are tiered
Guide to SG Foreign Worker Quota Calculator, Permit & Levy Rate
Key Takeaways Foreign hiring is capped by the Dependency Ratio Ceiling (DRC), a sector-based limit on foreign workers (excl. Employment Pass holders) as a share of your total workforce. Only
Merchant Cash Advance Guide for SMEs in Singapore (2026)
Key Takeaways A merchant cash advance (MCA) provides fast funding to your business, in exchange for part of your future revenue. A merchant cash advance for small businesses is best
Accounts Receivable Financing SG (2026): A Complete SME Guide
Key Takeaways Accounts receivable financing lets Singapore SMEs unlock cash tied up in unpaid customer invoices, improving immediate liquidity without taking on new debt; businesses can typically access 70% to
Venture Debt Singapore Financing: What It Is & How It Works
Key Takeaways Venture debt is a loan for startups that have raised venture capital. This grants additional capital without significant equity dilution. Singapore’s government offers venture debt through the Enterprise